Free tool · no email · instant
Failed-payment loss calculator
Subscription businesses typically lose 5–10% of revenue to failed payments expired cards, reissued cards, and bank declines that never show up as a cancellation. Enter your MRR to see roughly what that costs you, then get your exact, recoverable number from a free 90-day audit.
What's your leak?
Instant estimate · no email
You may be losing to failed payments
$500–$1,000 /mo
≈ $6,000–$12,000 a year, slipping out as expired cards and declines.
Industry estimate (5–10% of revenue), not your real number. The free 90-day audit reads your actual invoices and shows what your processor already recovered vs. what's still recoverable.
How this is estimated
The estimate applies the well-documented 5–10% failed-payment range to the MRR you enter nothing more. It is deliberately a band, not a fake-precise number, because your real figure depends on your customers, your processor's retry settings, and your decline mix. The only way to know your true leak is to measure it: a Recoupe audit reads your actual invoice history (read-only) and splits it into gross failed, auto-recovered by your processor's retries, and still-recoverable.
Recoupe recovers what those retries leave behind human-sounding email sequences and pre-expiry warnings on Stripe, Square, and Braintree, for $29/mo. We only ever count an invoice as recovered by us if our email reached the customer before they paid.
Read more
Get your real number free for 30 days.
Connect Stripe, Square, or Braintree (read-only) and see your actual 90-day failed-payment breakdown in under 3 minutes. No card required.
Run my free audit →